MICR code
824002012
State Bank of India, Saraya
- Bank
- State Bank of India
- Branch
- Saraya
- IFSC
- SBIN0009492
- Address
- ATKHAJURIA,PSTANDWA,DISTT PALAMAU,JHARKHAND
- City
- Palamu
- District
- Saraia
- State
- Jharkhand
- City code
- 824
- Bank code
- 002
- Branch code
- 012
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- 824002012
MICR code · Palamu
MICR code 824002012
✔ Verified in RBI list
How to read MICR 824002012
- 824: the city code. It usually follows the first digits of the area's PIN code; here it is Palamu.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0009492 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 824002012 belong to?
State Bank of India, Saraya branch (Palamu, Jharkhand).
What is the IFSC code for MICR 824002012?
SBIN0009492.
What do the digits of 824002012 mean?
824 is the city code, 002 the bank code and 012 the branch code.