Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 841013707 belongs to Bank of India, Mairwa branch in Mairwa Distt Siwan, Bihar. The matching IFSC code is BKID0004679.
How to read MICR 841013707
841: the city code. It usually follows the first digits of the area's PIN code; here it is Mairwa Distt Siwan.
013: the bank code, the same for every branch of Bank of India in cheque clearing.
707: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004679 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 841013707 belong to?
Bank of India, Mairwa branch (Mairwa Distt Siwan, Bihar).
What is the IFSC code for MICR 841013707?
BKID0004679.
What do the digits of 841013707 mean?
841 is the city code, 013 the bank code and 707 the branch code.