Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 843019012 belongs to Indian Bank, Pachtaki Yadu branch in Sitamarhi, Bihar. The matching IFSC code is IDIB000P509.
How to read MICR 843019012
843: the city code. It usually follows the first digits of the area's PIN code; here it is Sitamarhi.
019: the bank code, the same for every branch of Indian Bank in cheque clearing.
012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000P509 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 843019012 belong to?
Indian Bank, Pachtaki Yadu branch (Sitamarhi, Bihar).
What is the IFSC code for MICR 843019012?
IDIB000P509.
What do the digits of 843019012 mean?
843 is the city code, 019 the bank code and 012 the branch code.
