MICR code
845013601
Bank of India, Bhaisahwa
- Bank
- Bank of India
- Branch
- Bhaisahwa
- IFSC
- BKID0004962
- Address
- VILL MALAHIPOST KORPATTI DIST MUZAFFARPUR
- City
- Bhaisahwa
- District
- Bhaisahwa
- State
- Bihar
- City code
- 845
- Bank code
- 013
- Branch code
- 601
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- 845013601
MICR code · Bhaisahwa
MICR code 845013601
✔ Verified in RBI list
How to read MICR 845013601
- 845: the city code. It usually follows the first digits of the area's PIN code; here it is Bhaisahwa.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 601: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004962 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 845013601 belong to?
Bank of India, Bhaisahwa branch (Bhaisahwa, Bihar).
What is the IFSC code for MICR 845013601?
BKID0004962.
What do the digits of 845013601 mean?
845 is the city code, 013 the bank code and 601 the branch code.