Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 846002014 belongs to State Bank of India, Mini Racpc, Darbhanga branch in Darbhanga, Bihar. The matching IFSC code is SBIN0064474.
How to read MICR 846002014
846: the city code. It usually follows the first digits of the area's PIN code; here it is Darbhanga.
002: the bank code, the same for every branch of State Bank of India in cheque clearing.
014: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0064474 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 846002014 belong to?
State Bank of India, Mini Racpc, Darbhanga branch (Darbhanga, Bihar).
What is the IFSC code for MICR 846002014?
SBIN0064474.
What do the digits of 846002014 mean?
846 is the city code, 002 the bank code and 014 the branch code.
