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MICR code · Begusarai

MICR code 851028622

MICR code
851028622
UCO Bank, Raghunathpur
✔ Verified in RBI list
Bank
UCO Bank
Branch
Raghunathpur
IFSC
UCBA0001499
Address
PO RAGHUNATHPUR,851217 ,BEGUSARAI ,BIHAR PIN 851217
City
Begusarai
District
Raghunathpur
State
Bihar
City code
851
Bank code
028
Branch code
622
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 851028622 belongs to UCO Bank, Raghunathpur branch in Begusarai, Bihar. The matching IFSC code is UCBA0001499.

How to read MICR 851028622

  • 851: the city code. It usually follows the first digits of the area's PIN code; here it is Begusarai.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 622: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0001499 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 851028622 belong to?

UCO Bank, Raghunathpur branch (Begusarai, Bihar).

What is the IFSC code for MICR 851028622?

UCBA0001499.

What do the digits of 851028622 mean?

851 is the city code, 028 the bank code and 622 the branch code.

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