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MICR code · Euaa

MICR code 851259103

MICR code
851259103
IDBI, Saraunja
✔ Verified in RBI list
Bank
IDBI
Branch
Saraunja
IFSC
IBKL0002167
Address
LAXMIPUR,SARAUNJA,BEGUSARAI,BIHAR PIN 851127
City
Euaa
District
Begusarai
State
Bihar
City code
851
Bank code
259
Branch code
103
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 851259103 belongs to IDBI, Saraunja branch in Euaa, Bihar. The matching IFSC code is IBKL0002167.

How to read MICR 851259103

  • 851: the city code. It usually follows the first digits of the area's PIN code; here it is Euaa.
  • 259: the bank code, the same for every branch of IDBI in cheque clearing.
  • 103: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002167 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 851259103 belong to?

IDBI, Saraunja branch (Euaa, Bihar).

What is the IFSC code for MICR 851259103?

IBKL0002167.

What do the digits of 851259103 mean?

851 is the city code, 259 the bank code and 103 the branch code.

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