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MICR code · Purnia

MICR code 854012602

MICR code
854012602
Bank of Baroda, Belgachhi
✔ Verified in RBI list
Bank
Bank of Baroda
Branch
Belgachhi
IFSC
BARB0BELGAC
Address
MARKET CHOWK,BELGACHHI NH 31,DIST PURNEA,BIHAR 854315
City
Purnia
District
Purnea
State
Bihar
City code
854
Bank code
012
Branch code
602
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 854012602 belongs to Bank of Baroda, Belgachhi branch in Purnia, Bihar. The matching IFSC code is BARB0BELGAC.

How to read MICR 854012602

  • 854: the city code. It usually follows the first digits of the area's PIN code; here it is Purnia.
  • 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
  • 602: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0BELGAC for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 854012602 belong to?

Bank of Baroda, Belgachhi branch (Purnia, Bihar).

What is the IFSC code for MICR 854012602?

BARB0BELGAC.

What do the digits of 854012602 mean?

854 is the city code, 012 the bank code and 602 the branch code.

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