MICR code
854019205
Indian Bank, Balua
- Bank
- Indian Bank
- Branch
- Balua
- IFSC
- IDIB000B585
- Address
- VIA GURUBAZAR VILL BALUA PO SIKAT BALUA BALUA SIKKAT PIN 854105
- City
- Katihar
- District
- Balua
- State
- Bihar
- City code
- 854
- Bank code
- 019
- Branch code
- 205
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- 854019205
MICR code · Katihar
MICR code 854019205
✔ Verified in RBI list
How to read MICR 854019205
- 854: the city code. It usually follows the first digits of the area's PIN code; here it is Katihar.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 205: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000B585 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 854019205 belong to?
Indian Bank, Balua branch (Katihar, Bihar).
What is the IFSC code for MICR 854019205?
IDIB000B585.
What do the digits of 854019205 mean?
854 is the city code, 019 the bank code and 205 the branch code.