MICR code
854024334
Punjab National Bank, Raniganj
- Bank
- Punjab National Bank
- Branch
- Raniganj
- IFSC
- PUNB0788800
- Address
- RANIGANJ, SUB DIV RANGANJ,
- City
- Distt Araria
- District
- Raniganj, Bihar
- State
- Bihar
- City code
- 854
- Bank code
- 024
- Branch code
- 334
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- 854024334
MICR code · Distt Araria
MICR code 854024334
✔ Verified in RBI list
How to read MICR 854024334
- 854: the city code. It usually follows the first digits of the area's PIN code; here it is Distt Araria.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 334: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0788800 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 854024334 belong to?
Punjab National Bank, Raniganj branch (Distt Araria, Bihar).
What is the IFSC code for MICR 854024334?
PUNB0788800.
What do the digits of 854024334 mean?
854 is the city code, 024 the bank code and 334 the branch code.