MICR code
854765002
AU Small Finance Bank, Araria
- Bank
- AU Small Finance Bank
- Branch
- Araria
- IFSC
- AUBL0004978
- Address
- FIRST FLOOR, MAHADEO CHOWK
- City
- Araria
- District
- Araria
- State
- Bihar
- City code
- 854
- Bank code
- 765
- Branch code
- 002
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- 854765002
MICR code · Araria
MICR code 854765002
✔ Verified in RBI list
How to read MICR 854765002
- 854: the city code. It usually follows the first digits of the area's PIN code; here it is Araria.
- 765: the bank code, the same for every branch of AU Small Finance Bank in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (AUBL0004978 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 854765002 belong to?
AU Small Finance Bank, Araria branch (Araria, Bihar).
What is the IFSC code for MICR 854765002?
AUBL0004978.
What do the digits of 854765002 mean?
854 is the city code, 765 the bank code and 002 the branch code.