Indian Overseas Bank · Jammu

IOB Jammu IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0001431

MICR code

180City

020Bank

002Branch

IFSC code: IOBA0001431
MICR code: 180020002
Bank: Indian Overseas Bank
Branch: Jammu
Address: 37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004
City: Jammu
District: Jammu
State: Jammu and Kashmir
Bank code: IOBA
Branch code: 001431
Contact: +911912450276
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Jammu branch (Jammu, Jammu and Kashmir) is IOBA0001431. Its MICR code is 180020002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 001431 — identifies Jammu
MICR 180020002 — city 180, bank 020, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Jammu

Branch	IFSC	MICR
Satwari Chowk Jammu SATWARI JAMMU CANTONMENT PIN 180003	IOBA0001958	180020003
Channi Himmat SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 1	IOBA0003890	180020004

Frequently asked questions

What is the IFSC code of IOB Jammu?

IOBA0001431. It identifies the Jammu branch of Indian Overseas Bank in Jammu, Jammu and Kashmir.

What is the MICR code of IOB Jammu?

180020002. It is printed at the bottom of cheques issued by this branch.

Where is IOB Jammu branch?

37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004, Jammu and Kashmir.

Does IOBA0001431 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0001431 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 001431 is the branch code of Jammu.

How many IOB branches are in Jammu?

3. Each has its own IFSC code.