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Indian Overseas Bank · Jammu

IOB Channi Himmat IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0003890
MICR code
180City
020Bank
004Branch
IFSC code
IOBA0003890
MICR code
180020004
Bank
Indian Overseas Bank
Branch
Channi Himmat
Address
SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 180015
City
Jammu
District
Jammu
State
Jammu and Kashmir
Bank code
IOBA
Branch code
003890
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Channi Himmat branch (Jammu, Jammu and Kashmir) is IOBA0003890. Its MICR code is 180020004. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 003890 — identifies Channi Himmat
  • MICR 180020004 — city 180, bank 020, branch 004
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Jammu

BranchIFSCMICR
Jammu
37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004		IOBA0001431180020002
Satwari Chowk Jammu
SATWARI JAMMU CANTONMENT PIN 180003		IOBA0001958180020003

Frequently asked questions

What is the IFSC code of IOB Channi Himmat?

IOBA0003890. It identifies the Channi Himmat branch of Indian Overseas Bank in Jammu, Jammu and Kashmir.

What is the MICR code of IOB Channi Himmat?

180020004. It is printed at the bottom of cheques issued by this branch.

Where is IOB Channi Himmat branch?

SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 180015, Jammu and Kashmir.

Does IOBA0003890 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003890 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003890 is the branch code of Channi Himmat.

How many IOB branches are in Jammu?

3. Each has its own IFSC code.

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