IFSC code
✔ In RBI list v2.0.62PSIB0000305
MICR code
395City
023Bank
002Branch
Punjab & Sind Bank · Surat
Punjab and Sind Surat IFSC code
Branch overview
- Bank code PSIB — identifies Punjab & Sind Bank
- 5th character 0 — reserved by the RBI
- Branch code 000305 — identifies Surat
- MICR 395023002 — city 395, bank 023, branch 002
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other Punjab and Sind branches in Surat
| Branch | IFSC | MICR |
|---|---|---|
| Ring Road Surat SHOP NO H01 TO H05 HIGHER GROUND FLOOR KAILASHDEEP APARTMENT OPP SUB JAIL SANGRAMPURA RING | PSIB0021570 | 395023003 |
Frequently asked questions
What is the IFSC code of Punjab and Sind Surat?
PSIB0000305. It identifies the Surat branch of Punjab & Sind Bank in Surat, Gujarat.
What is the MICR code of Punjab and Sind Surat?
395023002. It is printed at the bottom of cheques issued by this branch.
Where is Punjab and Sind Surat branch?
LAL GATE M G ROAD SURAT 395001, Gujarat.
Does PSIB0000305 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of PSIB0000305 mean?
PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000305 is the branch code of Surat.
How many Punjab and Sind branches are in Surat?
2. Each has its own IFSC code.