IFSC code
✔ In RBI list v2.0.62PSIB0021570
MICR code
395City
023Bank
003Branch
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- Punjab & Sind Bank
- Gujarat
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- Ring Road Surat
Punjab & Sind Bank · Surat
Punjab and Sind Ring Road Surat IFSC code
Branch overview
- Bank code PSIB — identifies Punjab & Sind Bank
- 5th character 0 — reserved by the RBI
- Branch code 021570 — identifies Ring Road Surat
- MICR 395023003 — city 395, bank 023, branch 003
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other Punjab and Sind branches in Surat
| Branch | IFSC | MICR |
|---|---|---|
| Surat LAL GATE M G ROAD SURAT 395001 | PSIB0000305 | 395023002 |
Frequently asked questions
What is the IFSC code of Punjab and Sind Ring Road Surat?
PSIB0021570. It identifies the Ring Road Surat branch of Punjab & Sind Bank in Surat, Gujarat.
What is the MICR code of Punjab and Sind Ring Road Surat?
395023003. It is printed at the bottom of cheques issued by this branch.
Where is Punjab and Sind Ring Road Surat branch?
SHOP NO H01 TO H05 HIGHER GROUND FLOOR KAILASHDEEP APARTMENT OPP SUB JAIL SANGRAMPURA RING ROAD SURAT GUJARAT 395002, Gujarat.
Does PSIB0021570 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of PSIB0021570 mean?
PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 021570 is the branch code of Ring Road Surat.
How many Punjab and Sind branches are in Surat?
2. Each has its own IFSC code.