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Utkarsh Small Finance Bank · Ganjam

Utkarsh Small Finance Bank Bhanjanagar IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001438
MICR code
761City
762Bank
302Branch
IFSC code
UTKS0001438
MICR code
761762302
Bank
Utkarsh Small Finance Bank
Branch
Bhanjanagar
Address
MAIN ROAD,BAUNSALUNDIBHANJANAGAR,PIN 761126
City
Ganjam
District
Bhanjanagar
State
Odisha
Bank code
UTKS
Branch code
001438
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Bhanjanagar branch (Ganjam, Odisha) is UTKS0001438. Its MICR code is 761762302. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001438 — identifies Bhanjanagar
  • MICR 761762302 — city 761, bank 762, branch 302
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Ganjam

BranchIFSCMICR
Chhatrapur
PLOT NO 930/957/1801COURT STATION ROAD,CHATRAPURGANJAM 761020		UTKS0001437761762002
Chikili Bania
MRS.BINODINI NAYAK,W O-MR.SISIR KUMAR NAYAK,P.O-CHIKILI,P.S - KHALLIKOTE,DIST-GANJAM,ODISH		UTKS0001461761762602
Kodala
TSMLLFINNCEBNLTD.KLIOTRODNEASORESTUNTKODLDISTGNJMODIS761032		UTKS0002067761762004
Buguda
UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118		UTKS0002105761762005
Dharma Nagar Brahmapur
UTKARSH SMALL FINANCE BANK LTD. DHARMA NAGAR THIRD LANE FRONT OF SHAKTI AGENCY BRAHMAPUR D		UTKS0002142760762003

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Bhanjanagar?

UTKS0001438. It identifies the Bhanjanagar branch of Utkarsh Small Finance Bank in Ganjam, Odisha.

What is the MICR code of Utkarsh Small Finance Bank Bhanjanagar?

761762302. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Bhanjanagar branch?

MAIN ROAD,BAUNSALUNDIBHANJANAGAR,PIN 761126, Odisha.

Does UTKS0001438 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001438 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001438 is the branch code of Bhanjanagar.

How many Utkarsh Small Finance Bank branches are in Ganjam?

6. Each has its own IFSC code.

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