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Jammu and Kashmir Bank · Kargil

J&K Bank Akchamal IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0ACHKAM
MICR code
194City
051Bank
030Branch
IFSC code
JAKA0ACHKAM
MICR code
194051030
Bank
Jammu and Kashmir Bank
Branch
Akchamal
Address
RAKINA, AKCHAMAL, BLOCK / TEHSIL DISTRICT-KARGIL, PIN-194103
City
Kargil
District
Kargil
State
Jammu and Kashmir
Bank code
JAKA
Branch code
ACHKAM
Contact
+919419895835
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Akchamal branch (Kargil, Jammu and Kashmir) is JAKA0ACHKAM. Its MICR code is 194051030. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code ACHKAM — identifies Akchamal
  • MICR 194051030 — city 194, bank 051, branch 030
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kargil

BranchIFSCMICR
Batalik
BATALIK,DISTRICT KARGIL,J AND K PIN CODE 194103		JAKA0BATLIK194051025
Chiktan
THE JAMMU AND KASHMIR BANK LTD,BLOCK SHAKAR CHIKTAN		JAKA0CHKTAN194051011
Drass
QATELGAH, MAIN BAZAR DRASS		JAKA0DARASS194051017
Tp Baroo
BAROO KARGIL		JAKA0EBAROO194051024
Kargil Main
LADAKH		JAKA0KARGIL194051008
Lal Chowk Kargil
LALCHOWKKARGILPIN194103		JAKA0KARLAL194051021
Mulbek
VILLAGE MULBEK, BLOCK SHARGOLE KARGIL PIN CODE 194109		JAKA0MULBIK194051023
Padam Zanaskar
PADUM, ZANGSKAR, KARGIL		JAKA0PADDAM194051018
Puskyum
FAROOL PUSKYUM, NEAR PHC PRIMARY HEALTH CENTRE, PUSKYUM, KARGIL, JK-194103		JAKA0PUSKUM194051031
Saliskote Kargil
SALISKOTE,KARGIL,PO SALISKOTE,TEHSIL SAMKOO,KARGIL		JAKA0SALISK194051037
Sanjak Kargil
SANJAK,CHIKTAN, KARGIL		JAKA0SANJAK194051035
Sankoo
MAIN BAZAAR SANKOO		JAKA0SANKOO194051009

Frequently asked questions

What is the IFSC code of J&K Bank Akchamal?

JAKA0ACHKAM. It identifies the Akchamal branch of Jammu and Kashmir Bank in Kargil, Jammu and Kashmir.

What is the MICR code of J&K Bank Akchamal?

194051030. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Akchamal branch?

RAKINA, AKCHAMAL, BLOCK / TEHSIL DISTRICT-KARGIL, PIN-194103, Jammu and Kashmir.

Does JAKA0ACHKAM support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0ACHKAM mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and ACHKAM is the branch code of Akchamal.

How many J&K Bank branches are in Kargil?

15. Each has its own IFSC code.

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