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Jammu and Kashmir Bank · Kargil

J&K Bank Kargil Main IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0KARGIL
MICR code
194City
051Bank
008Branch
IFSC code
JAKA0KARGIL
MICR code
194051008
Bank
Jammu and Kashmir Bank
Branch
Kargil Main
Address
LADAKH
City
Kargil
District
Kargil
State
Jammu and Kashmir
Bank code
JAKA
Branch code
KARGIL
Contact
+91918233628
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Kargil Main branch (Kargil, Jammu and Kashmir) is JAKA0KARGIL. Its MICR code is 194051008. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code KARGIL — identifies Kargil Main
  • MICR 194051008 — city 194, bank 051, branch 008
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kargil

BranchIFSCMICR
Akchamal
RAKINA, AKCHAMAL, BLOCK / TEHSIL DISTRICT-KARGIL, PIN-194103
JAKA0ACHKAM194051030
Batalik
BATALIK,DISTRICT KARGIL,J AND K PIN CODE 194103
JAKA0BATLIK194051025
Chiktan
THE JAMMU AND KASHMIR BANK LTD,BLOCK SHAKAR CHIKTAN
JAKA0CHKTAN194051011
Drass
QATELGAH, MAIN BAZAR DRASS
JAKA0DARASS194051017
Tp Baroo
BAROO KARGIL
JAKA0EBAROO194051024
Lal Chowk Kargil
LALCHOWKKARGILPIN194103
JAKA0KARLAL194051021
Mulbek
VILLAGE MULBEK, BLOCK SHARGOLE KARGIL PIN CODE 194109
JAKA0MULBIK194051023
Padam Zanaskar
PADUM, ZANGSKAR, KARGIL
JAKA0PADDAM194051018
Puskyum
FAROOL PUSKYUM, NEAR PHC PRIMARY HEALTH CENTRE, PUSKYUM, KARGIL, JK-194103
JAKA0PUSKUM194051031
Saliskote Kargil
SALISKOTE,KARGIL,PO SALISKOTE,TEHSIL SAMKOO,KARGIL
JAKA0SALISK194051037
Sanjak Kargil
SANJAK,CHIKTAN, KARGIL
JAKA0SANJAK194051035
Sankoo
MAIN BAZAAR SANKOO
JAKA0SANKOO194051009

Frequently asked questions

What is the IFSC code of J&K Bank Kargil Main?

JAKA0KARGIL. It identifies the Kargil Main branch of Jammu and Kashmir Bank in Kargil, Jammu and Kashmir.

What is the MICR code of J&K Bank Kargil Main?

194051008. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Kargil Main branch?

LADAKH, Kargil, Jammu and Kashmir.

Does JAKA0KARGIL support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0KARGIL mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and KARGIL is the branch code of Kargil Main.

How many J&K Bank branches are in Kargil?

15. Each has its own IFSC code.

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