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Jammu and Kashmir Bank · Kargil

J&K Bank Lal Chowk Kargil IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0KARLAL
MICR code
194City
051Bank
021Branch
IFSC code
JAKA0KARLAL
MICR code
194051021
Bank
Jammu and Kashmir Bank
Branch
Lal Chowk Kargil
Address
LALCHOWKKARGILPIN194103
City
Kargil
District
Kargil
State
Jammu and Kashmir
Bank code
JAKA
Branch code
KARLAL
Contact
+919419899712
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Lal Chowk Kargil branch (Kargil, Jammu and Kashmir) is JAKA0KARLAL. Its MICR code is 194051021. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code KARLAL — identifies Lal Chowk Kargil
  • MICR 194051021 — city 194, bank 051, branch 021
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kargil

BranchIFSCMICR
Akchamal
RAKINA, AKCHAMAL, BLOCK / TEHSIL DISTRICT-KARGIL, PIN-194103		JAKA0ACHKAM194051030
Batalik
BATALIK,DISTRICT KARGIL,J AND K PIN CODE 194103		JAKA0BATLIK194051025
Chiktan
THE JAMMU AND KASHMIR BANK LTD,BLOCK SHAKAR CHIKTAN		JAKA0CHKTAN194051011
Drass
QATELGAH, MAIN BAZAR DRASS		JAKA0DARASS194051017
Tp Baroo
BAROO KARGIL		JAKA0EBAROO194051024
Kargil Main
LADAKH		JAKA0KARGIL194051008
Mulbek
VILLAGE MULBEK, BLOCK SHARGOLE KARGIL PIN CODE 194109		JAKA0MULBIK194051023
Padam Zanaskar
PADUM, ZANGSKAR, KARGIL		JAKA0PADDAM194051018
Puskyum
FAROOL PUSKYUM, NEAR PHC PRIMARY HEALTH CENTRE, PUSKYUM, KARGIL, JK-194103		JAKA0PUSKUM194051031
Saliskote Kargil
SALISKOTE,KARGIL,PO SALISKOTE,TEHSIL SAMKOO,KARGIL		JAKA0SALISK194051037
Sanjak Kargil
SANJAK,CHIKTAN, KARGIL		JAKA0SANJAK194051035
Sankoo
MAIN BAZAAR SANKOO		JAKA0SANKOO194051009

Frequently asked questions

What is the IFSC code of J&K Bank Lal Chowk Kargil?

JAKA0KARLAL. It identifies the Lal Chowk Kargil branch of Jammu and Kashmir Bank in Kargil, Jammu and Kashmir.

What is the MICR code of J&K Bank Lal Chowk Kargil?

194051021. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Lal Chowk Kargil branch?

LALCHOWKKARGILPIN194103, Jammu and Kashmir.

Does JAKA0KARLAL support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0KARLAL mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and KARLAL is the branch code of Lal Chowk Kargil.

How many J&K Bank branches are in Kargil?

15. Each has its own IFSC code.

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